{
  "$schema": "https://ai4cfo.ai/products.schema.json",
  "version": "0.1",
  "generated_at": "2026-06-19T00:00:00Z",
  "issuer": {
    "name": "ElasticD3M, LLC",
    "alternateName": "vCFO",
    "url": "https://ai4cfo.ai",
    "email": "agents@ai4cfo.ai",
    "country": "US",
    "patent_status": "Patent pending."
  },
  "audience": {
    "primary": "Founders, CEOs, and finance leaders at growth companies ($2M-$100M+ revenue) and PE-backed operations",
    "secondary": ["PE operating partners", "Fractional CFO practices", "Boards and audit committees"]
  },
  "capabilities_live": ["Rolling cash-flow forecasting", "Scenario & stress modeling", "Board-ready reporting"],
  "capabilities_rolling_out": ["Working capital & DSO intelligence", "M&A & valuation readiness", "Capital planning & runway", "Tax & controllership agents"],
  "tier_scope_model": {
    "summary": "Pick the tier that matches your revenue and the cadence you need. Capability access scales with tier; the financial frameworks do not change with tier.",
    "scales_with_tier": {
      "agents": "Steward: Cash-Flow Forecast. Controller: + Board-Ready Reporting. Strategist: + Scenario & Stress Modeling. Capital/Sovereign: + working capital, M&A/valuation, capital planning (rolling out).",
      "cadence": "Steward monthly -> Controller fortnightly -> Strategist/Capital/Sovereign weekly.",
      "legal_entities_covered": "Steward 1 -> Controller up to 2 -> Strategist up to 5 -> Capital up to 10 -> Sovereign unlimited."
    }
  },
  "purchasing_protocol": {
    "checkout_provider": "Stripe Payment Links",
    "purchase_status": "pending_launch",
    "purchase_status_note": "Checkout opens at launch. Until then, checkout_url points to the pricing page; to request access, email agents@ai4cfo.ai with subject prefix [AGENT-PURCHASE]. This feed is updated with direct buy.stripe.com URLs at go-live.",
    "automation_supported": true,
    "agent_purchasing_contact": "agents@ai4cfo.ai",
    "agent_purchasing_subject_prefix": "[AGENT-PURCHASE]",
    "authorized_signatory_certification_required": true,
    "ofac_certification_required": true,
    "trial_supported": false,
    "refund_policy": {
      "subscription_tiers": "Month-to-month. No long-term contract. Cancellation mechanics documented at https://ai4cfo.ai/refund."
    }
  },
  "offers": [
    { "id": "steward-monthly", "name": "vCFO: Steward (monthly)", "description": "Entry virtual-CFO tier for a single legal entity, $2M-$10M revenue. Rolling cash-flow forecast with base/downside/upside scenarios, liquidity runway, and variance. Monthly cadence, email support.", "category": "vCFO / Subscription", "type": "subscription", "billing_cycle": "monthly", "price_usd": 1995.0, "currency": "USD", "checkout_url": "https://ai4cfo.ai/pricing", "tier_scope": { "agents": ["cashflow-forecast"], "legal_entities_covered": 1, "cadence": "monthly" }, "sku": "ed3m-vcfo-steward-monthly", "metadata": { "lob": "ai4cfo" } },
    { "id": "steward-annual", "name": "vCFO: Steward (annual)", "description": "Steward tier, annual prepaid. Same scope as Steward monthly. Two months free vs monthly.", "category": "vCFO / Subscription", "type": "subscription", "billing_cycle": "annual", "price_usd": 19950.0, "currency": "USD", "checkout_url": "https://ai4cfo.ai/pricing", "sku": "ed3m-vcfo-steward-annual", "metadata": { "lob": "ai4cfo" } },
    { "id": "controller-monthly", "name": "vCFO: Controller (monthly)", "description": "Virtual-CFO tier for up to two legal entities, $10M-$25M revenue. Adds board-ready reporting. Fortnightly cadence, priority email support.", "category": "vCFO / Subscription", "type": "subscription", "billing_cycle": "monthly", "price_usd": 3995.0, "currency": "USD", "checkout_url": "https://ai4cfo.ai/pricing", "tier_scope": { "agents": ["cashflow-forecast", "board-report"], "legal_entities_covered": 2, "cadence": "fortnightly" }, "sku": "ed3m-vcfo-controller-monthly", "metadata": { "lob": "ai4cfo" } },
    { "id": "controller-annual", "name": "vCFO: Controller (annual)", "description": "Controller tier, annual prepaid. Two months free vs monthly.", "category": "vCFO / Subscription", "type": "subscription", "billing_cycle": "annual", "price_usd": 39950.0, "currency": "USD", "checkout_url": "https://ai4cfo.ai/pricing", "sku": "ed3m-vcfo-controller-annual", "metadata": { "lob": "ai4cfo" } },
    { "id": "strategist-monthly", "name": "vCFO: Strategist (monthly)", "description": "Full virtual-CFO partnership for up to five legal entities, $25M-$50M revenue. Adds scenario & stress modeling. Weekly cadence, dedicated review cycle.", "category": "vCFO / Subscription", "type": "subscription", "billing_cycle": "monthly", "price_usd": 6995.0, "currency": "USD", "checkout_url": "https://ai4cfo.ai/pricing", "tier_scope": { "agents": ["cashflow-forecast", "board-report", "scenario-model"], "legal_entities_covered": 5, "cadence": "weekly" }, "sku": "ed3m-vcfo-strategist-monthly", "metadata": { "lob": "ai4cfo" } },
    { "id": "strategist-annual", "name": "vCFO: Strategist (annual)", "description": "Strategist tier, annual prepaid. Two months free vs monthly.", "category": "vCFO / Subscription", "type": "subscription", "billing_cycle": "annual", "price_usd": 69950.0, "currency": "USD", "checkout_url": "https://ai4cfo.ai/pricing", "sku": "ed3m-vcfo-strategist-annual", "metadata": { "lob": "ai4cfo" } },
    { "id": "capital-monthly", "name": "vCFO: Capital (monthly)", "description": "Enterprise virtual-CFO tier for up to ten legal entities, $50M-$100M revenue. Board partnership cadence, 30-minute priority response. M&A & valuation readiness rolling out.", "category": "vCFO / Subscription · Enterprise", "type": "subscription", "billing_cycle": "monthly", "price_usd": 11995.0, "currency": "USD", "checkout_url": "https://ai4cfo.ai/pricing", "tier_scope": { "agents": ["cashflow-forecast", "board-report", "scenario-model"], "legal_entities_covered": 10, "cadence": "weekly" }, "sku": "ed3m-vcfo-capital-monthly", "metadata": { "lob": "ai4cfo" } },
    { "id": "capital-annual", "name": "vCFO: Capital (annual)", "description": "Capital tier, annual prepaid. Two months free vs monthly.", "category": "vCFO / Subscription · Enterprise", "type": "subscription", "billing_cycle": "annual", "price_usd": 119950.0, "currency": "USD", "checkout_url": "https://ai4cfo.ai/pricing", "sku": "ed3m-vcfo-capital-annual", "metadata": { "lob": "ai4cfo" } },
    { "id": "sovereign-monthly", "name": "vCFO: Sovereign (monthly)", "description": "Virtual-CFO tier for PE-backed and $100M+ operations. Multi-entity consolidation, unlimited entities, named contacts and priority SLA. IPO/exit readiness rolling out.", "category": "vCFO / Subscription · Enterprise", "type": "subscription", "billing_cycle": "monthly", "price_usd": 16995.0, "currency": "USD", "checkout_url": "https://ai4cfo.ai/pricing", "tier_scope": { "agents": ["cashflow-forecast", "board-report", "scenario-model"], "legal_entities_covered": "unlimited", "cadence": "weekly" }, "sku": "ed3m-vcfo-sovereign-monthly", "metadata": { "lob": "ai4cfo" } },
    { "id": "sovereign-annual", "name": "vCFO: Sovereign (annual)", "description": "Sovereign tier, annual prepaid. Two months free vs monthly.", "category": "vCFO / Subscription · Enterprise", "type": "subscription", "billing_cycle": "annual", "price_usd": 169950.0, "currency": "USD", "checkout_url": "https://ai4cfo.ai/pricing", "sku": "ed3m-vcfo-sovereign-annual", "metadata": { "lob": "ai4cfo" } }
  ],
  "free_resources": [
    { "id": "cashflow-check", "name": "Free Cash Flow Health Check", "description": "Free 10-question self-assessment returning an instant directional Cash Visibility Score and ranked gaps. No account, no payment. A self-assessment preview of what a vCFO automates, not a financial audit.", "type": "free_tool", "price_usd": 0.0, "currency": "USD", "url": "https://ai4cfo.ai/cashflow-check", "leads_to": "steward-monthly" }
  ]
}